A Case For Taking Risk

As a follow up to my last post A Case for Action, here is another slightly contrarian post to provoke you to rethink your retirement investment strategy.

Until recently, I have not really given too much thought to the age pension for our own retirement. I guess I had always thought we would be self-funded retirees, like our parents, and did not really count on the pension being around when we retire. However, my thinking has been challenged after reading some excellent …

Negative yield on bank deposits?

With the RBA slashing interest rates in the past year, Australian investors have been complaining about the shrinking yield from their bank deposits. I guess we should still count ourselves lucky compared to bank depositors in Cyprus who woke up this morning to find that they may have a -10% return on their cash in the bank this year!

Cyprus needs a bailout from the European Union and one of the conditions of the bailout was a special “bank levy”. Deposits of more than 100,000 euros will be …

Simple strategies for Self Managed Super Funds

Hello to all current and future SMSF Trustees

My husband and I started our own self-managed super fund in March 2007 because we wanted to take more control of managing our investments. Like most people, our fund was started through our accountant. After helping us with the paperwork (trust deed, ABN registration, accounting and auditing etc) we found we were on our own to do the most important activity, which is to invest and grow the funds under our management. Our fund started with around $100K and though …

First time visitor

Hi, thanks for visiting our website. Based on our analysis of our website traffic, you may be someone who is thinking of starting your own self-managed super fund, or someone who already has a SMSF and is looking for some help in preparing an investment strategy or you may be looking for some investment ideas for your SMSF. We have compiled a list of blog posts based …