SMSF Investment StrategiesSharing Simple Strategies for Self Managed Super Funds
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Increasing yield through selling options
Volatility is the only thing we can be certain of today. The crazy price action in the past 3 months is enough to make any prudent investor want to stay away from the stock market. However, if we take a closer look at the market action, we can still find some safe investment strategies using [...]
Growth vs Income Investments
A number of events in recent days have made me reflect on our conventional thinking of growth vs income assets. Growth assets such as stocks and properties have always been associated with savvy investors who dare to take risks and are usually rewarded with bigger returns. Income assets are usually associated with risk averse investors [...]
A Hybrid Income Strategy
Australian investors are a lucky lot when it comes to getting big dividends from our stocks. Dividend yield of more than 6 per cent is not uncommon especially when you include franking credits which can add another 43 per cent to fully franked dividends if you have an SMSF in pension phase. I remember how [...]
Property investment in your SMSF
It has been an exciting week, starting with going back to work full-time after a six year career break and ending with being spoiled by my kids on Mother’s Day! I just enjoyed two yummy cupcakes made by my youngest daughter and her older sister will be cooking beef wellington and chai latte crème brulee [...]
Portfolio Construction For the Next Decade
It’s so good to be able to sit down and write a blog post today. I had so many things I wanted to write about but I determined to focus on finishing my Dip FS course before the end of February. I submitted my final case study yesterday so I can finally get back to [...]
Investing in a Sideways Market
With one more month to go to the end of 2010, it is pretty safe to conclude from looking at the 12 month chart of the ASX 200 below that this year the market pretty much went sideways staying in a range from 4200 to 5000. The index is currently near 4600, pretty much exactly [...]
Investing in Emerging Markets
With the developed world expected to have low growth for some time, it would make sense to invest in the parts of the world that are still growing rapidly. These countries are called the emerging markets and some of the best performing markets are close to home, probably countries many Australians have visited for their [...]
More bad news for super – not your money for another 7 years (or more)
If you are planning to retire at 60 and are counting on your super to provide you a nice tax free income after that, I am afraid you may have to rethink your retirement strategy soon. According to this article “Gillard warned of threat to surplus”, the government needs to find $2.4 billion in savings [...]
Rethinking your retirement strategy – why super may not be the most tax effective solution for you
If you are single or a couple where both parties are in the marginal tax bracket of 30 per cent and above, then salary sacrificing as much as you can into super is a no brainer as you immediately realise tax savings of at least 15 per cent or more on your contributions. However, this [...]
Interest rates falling?
Everyday we read about how well the Australian economy is doing and how inevitable it will be for the RBA to raise interest rates. Like most other people, I was expecting interest rates to go up so I was very surprised to read this article Woe for savers as banks slash rates which stated that [...]
