SMSF Investment StrategiesSharing Simple Strategies for Self Managed Super Funds
Introducing…. LowRiskIncome.Net!
After a nine month gestation, my “baby” was finally born this week. My new blog / education website “LowRiskIncome.Net” which is dedicated to teaching people about low risk strategies to generate income is finally up and running! Since August last year, I have been thinking about starting my own business in something that I am [...]
Increasing yield through selling options
Volatility is the only thing we can be certain of today. The crazy price action in the past 3 months is enough to make any prudent investor want to stay away from the stock market. However, if we take a closer look at the market action, we can still find some safe investment strategies using [...]
How to have a worry free retirement – Part 2
Kingsley and I started doing our 10 year goals in 2005. We had very ambitious financial goals which included having a stock portfolio worth $1.5 million and a property portfolio worth $2.5 million because we thought this was what we would need to be financially secure. We saved aggressively by putting $50,000 into super every [...]
How to have a worry free retirement – Part 1
I am tired of the fear mongering about not having enough super to retire on. When I was working at the bank I would cringe every time I heard my colleagues echo what they had been told by the financial planners which was “if you don’t have at least $2 million dollars, you will be [...]
Low risk and high yield
Low risk and high yield is the elusive goal that all investors strive to achieve. The conventional wisdom is “low risk, low return” and “high risk, high return” i.e. we need to take higher risk if we want a higher return. This is so true when we look at the interest rates for bonds today. [...]
Learn, Do, Teach
We just received the FY2011 financial statements for our SMSF and once again we are very pleased with the returns from our Australian stock portfolio. For the past 3 years, we have been using options to enhance the returns on our stock portfolio using the simple strategies that we have shared on this blog such [...]
A Hybrid Income Strategy
Australian investors are a lucky lot when it comes to getting big dividends from our stocks. Dividend yield of more than 6 per cent is not uncommon especially when you include franking credits which can add another 43 per cent to fully franked dividends if you have an SMSF in pension phase. I remember how [...]
Hybrid Securities Part 3 – Preference shares
Many thanks to Dean Greacen from SMSF Investor for today’s post. Dean will be sharing with us a series of posts on Hybrid Securities, which could be a great investment for SMSFs seeking high yield with capital growth. A preference share is a type of equity interest which has preferential rights over ordinary shares. The company’s [...]
Hybrid Securities Part 2 – Convertible notes
Many thanks to Dean Greacen from SMSF Investor for today’s post. Dean will be sharing with us a series of posts on Hybrid Securities, which could be a great investment for SMSFs seeking high yield with capital growth. Convertible Notes are debt instruments that may be converted to an equity holding at a future date. [...]
Hybrid Securities Part 1 – what are they and what are the risks?
Many thanks to Dean Greacen from SMSF Investor for today’s post. Dean will be sharing with us a series of posts on Hybrid Securities, which could be a great investment for SMSFs seeking high yield with capital growth. Hybrid securities have the characteristics of both debt and equity and the enormous growth of hybrid securities [...]
