SMSF Investment StrategiesSharing Simple Strategies for Self Managed Super Funds
Performance review for FY2010 Part 5 – Summary
Although APRA’s Annual Superannuation Bulletin for June 2010 will not be available until Feb 2011, some preliminary reports have claimed that the average professionally managed super fund should be able to report a low double digit performance for FY2010. This is seen as a very remarkable recovery from the negative returns in the previous financial [...]
Performance review for FY2010 Part 4 – Bearish investments
As I believed that the major downtrend in the stock market that started in October 2007 would resume after the counter trend rally ends, I started to try out strategies that would enable us to profit in a falling market. Due to the unlimited risk in shorting stocks, SMSFs are not allowed to short stocks. [...]
Performance review for FY2010 Part 3 – Precious metals and fixed income
Precious metals We started the year with holdings in SLV, an exchange traded commodity fund for silver. In 2008 we bought gold and silver to in a bid to diversify our assets to reduce our portfolio risk. This diversification strategy did not help us as the price of precious metals fell together with stocks and [...]
Performance review for FY2010 Part 2 – Stocks and equity ETFs
Australian Stocks We started the year with no stock positions in the Australian market. We decided to do off market transfers of some stocks that were held in Kingsley’s personal name to the SMSF so he could use the capital losses from these stocks to offset other capital gains. This turned out to be a [...]
Performance review for FY2010 Part 1 – Overview
I started pulling together the information for our annual review of our investment performance last week. As we have been pretty defensive in our investment strategy last financial year, I was only expecting a small positive single digit return for the year. Despite having positive earnings, I was slightly disappointed that in terms of net [...]
2009 Performance of SMSFs
Last week we had a few performance reports released for SMSFs and large super funds. On Thursday 20 Aug 2009, the large SMSF administration specialist Super Concepts released the average annual returns and average asset allocations for 2008-09 for a sizeable portion of the funds under its administration. Thanks to Robin Bowerman for bringing this [...]
Early results for FY 2009
As the 2009 financial year draws to a close, I have begun the process of collating and summarising our various investments in preparation for submissions to the accountants. Our self-managed super fund seems to have done well. Not counting the new contributions for the year, the fund has increased by about 15% before tax. Unfortunately, [...]
