SMSF Investment StrategiesSharing Simple Strategies for Self Managed Super Funds
High interest cash accounts for SMSFs
In my last blog post, I mentioned that with the rising interest rates and low inflation, cash is becoming an attractive investment option especially when compared to the increasingly volatile stock market. I started my search for good high interest savings accounts and term deposits and noticed that some of the highest yielding accounts were [...]
Is a SMSF right for you?
I am doing a series of guest posts on my accountant’s blog on the topic “Is a SMSF right for you?” as we were both concerned that some people may be starting SMSFs for the wrong reasons. Today’s post is about the importance of compliance: Superannuation in Australia is governed by specific regulation called the [...]
Investment Strategy Part 4: Summary and Example
This is the final part of this four part series of posts on Preparing the Investment Strategy for your SMSF (the complete series can also be found on the Articles page). To wrap up, I will just summarise some of our discussions and give an example of how to prepare this document and when you [...]
Part 1 – Elephants Can’t Dance
This is the first of three postings I plan to make covering the 3 fundamental decisions that led us to our decision to open our SMSF: 1) ability to act quickly, 2) ability to control, and 3) ability to protect our investments. You may have already noticed that I have not made any reference to [...]
Think like a Professional Fund Manager
According to this article “Small Funds now Biggest Sector of Super Industry” in The Australian newspaper, Self Managed Super Funds have become the biggest sector in the Superannuation industry since October 2008. As mentioned in a speech by the Deputy Commission of Taxation in a SMSF conference in February 2009, funds invested in the sector [...]
3 Good Reasons Why Stock Investors Should Learn About Options Today
At the time of writing this post, the All Ordinaries has rebounded about 30% from the March 2009 lows. Some individual stocks have even done better than that. Rio Tinto went up 80% from $43 in March 09 to $77 in June 09. The rally has taken a pause after touching 4000 and we really [...]
Compare apples with apples
I read with amusement an article I found on the website of a SMSF services company that compared the fees they charged for doing SMSF administration with the management fees charge by large Super Funds and of course concluded that it was cheaper to have an SMSF. The writer of the article is assuming the [...]
Buy safely and profit from your mistakes
I just learned a new investment strategy that has completely changed the way I would buy stocks in a bear market. I wished I had known about it last year when I started buying stocks with a view of holding for the long-term. In my May 6 blog post, I talked about buying XLF, a [...]
Start a SMSF for the right reasons
With the poor returns last year from most super funds, a number of people I talked to recently have shown interest in starting their own SMSF, when they hear that I have one. Most of the questions I get are related to fund administration and cost e.g. how to start a fund, how much does [...]
How safe are government bonds?
I watched The Ascent of Money last night and what I learned from Niall Ferguson (aka British econ-god) about the bond market was pretty scary. Government bonds are supposed to be among the safest investments which was why they skyrocketed in late 2008 when there was panic in the stock market. Niall went back into [...]
